Who it's for
Real estate agents who want a quick, adjustable answer when a buyer asks "what would this actually cost me" — during a showing, on a call, or before writing an offer.
Key features
- Adjustable home price and down payment percentage
- Down payment amount and loan amount calculated automatically
- Adjustable annual interest rate
- Estimated first-year annual and monthly interest calculated automatically
- Exports to a real .xlsx file
How to use it
- Click "Use this template" to open it in FLYNT Sheets
- Enter the home price you're discussing with a buyer
- Adjust the down payment percentage to match their real plan
- Adjust the interest rate to current market rates
- Review the estimated monthly interest — enough for a real conversation, not a mortgage pre-approval
What's included
- Home price, down payment percentage, and interest rate fields with example numbers
- Down payment amount, loan amount, and first-year interest formulas already wired up
Common use cases
- Answering "what can I afford" on the spot during a showing
- Comparing two homes at different price points for the same buyer
- Showing a buyer how a larger down payment changes their monthly numbers
Frequently asked questions
- Is this a full mortgage calculator?
- No — it's a simplified first-year interest estimate, not full amortization (principal paydown, PMI, taxes, and insurance aren't included). It's meant to ground a conversation in real numbers quickly, not replace a lender's pre-approval.
- Can I adjust it for a buyer's specific loan terms?
- Yes — it's a real spreadsheet. Change the interest rate, down payment, or extend the formulas for a more detailed calculation.
- Is this free to use?
- Yes, on FLYNT's free plan — no credit card required.